Co-gency Blogs

The UK government’s upcoming Inheritance Tax (IHT) changes in 2026 will significantly impact Business Property Relief (BPR) and Agricultural Property Relief (APR), making estate planning more complex. At Cogency Chartered Accountants, we help individuals and...

Managing business finances can be one of the most time-consuming and stressful parts of running a company. Whether you're handling invoices, tracking expenses, processing payroll, or preparing for tax deadlines, it's easy for things to get overwhelming—especially if...

As of 8 April 2025, Companies House has introduced new identity verification requirements as part of the Economic Crime and Corporate Transparency Act 2023. This is a significant development for business owners, especially directors and persons with significant...

Forming a limited company is a major milestone for any entrepreneur — but without the right guidance, it can feel like navigating a maze of paperwork, regulations, and decisions. If you’re starting a business in Salford or Swinton, having an expert company formation...

Running a small business comes with plenty of rewards—but also a long list of responsibilities, especially when it comes to managing finances and staying compliant with payroll regulations. For many businesses in Swinton and Salford, outsourcing accounting and payroll...

In today’s fast-paced business environment, financial clarity is crucial for success. Many businesses in Manchester, Salford, and Swinton struggle with outdated financial data, leading to poor decision-making, cash flow issues, and missed opportunities. Working with a...

Tax compliance is a critical aspect of running a business, yet it can often feel overwhelming. From corporation tax to VAT returns, businesses in Salford and Swinton must navigate complex HMRC regulations while ensuring they don’t overpay on tax liabilities. A...

For many UK businesses, VAT compliance can be a tricky area. Misunderstanding how VAT applies to expenses and invoices can lead to incorrect tax filings, HMRC penalties, and unexpected costs. Whether you’re running a business in Swinton, Salford, or Manchester,...

Managing your taxes can be overwhelming, especially with the ever-changing UK tax regulations. Whether you're a business owner, self-employed professional, or individual taxpayer, handling tax returns, VAT filings, and compliance can be time-consuming and stressful....

A holding company is an entity that owns and manages assets or shares of other businesses, known as subsidiaries. This structure is widely used to protect business assets from financial risks, improve tax efficiency, and enhance operational control. Below, we explore...