Expert Accountants for Property Investors & Developers
Property businesses face complex tax rules, cash flow challenges, and evolving regulations. Whether you’re a landlord, property investor, developer, estate agent, or management company, structured financial planning is essential. At Co-gency Chartered Accountants, we help property businesses across Manchester, Salford, and Swinton protect profits, minimise tax, and stay fully compliant.
- 30+ Years’ Property Accounting Expertise
- Chartered Accountants
- Fixed-Fee Pricing – No Surprises
Do Property Businesses Need Specialist Accountants?
Absolutely. Property accounting is very different from standard trading businesses:
- Capital Gains & SDLT: Planning disposals and acquisitions tax-efficiently.
- Rental Income & Allowable Expenses: Correct treatment of repairs vs capital improvements.
- Section 24 & Mortgage Interest: Understanding finance cost restrictions.
Without proper planning, landlords and developers can overpay tax or structure deals inefficiently.
How Co-gency Supports Property Businesses
We help you build, manage, and grow your portfolio with tax efficiency and clarity.
Tax Planning for Landlords & Investors
- Self-Assessment for rental income
- Capital Gains Tax planning on disposals
- Company vs personal ownership structuring
Development & Project Accounting
- Cost tracking per development project
- VAT on new builds and conversions
- Profit forecasting and margin analysis
VAT & Compliance Support
- Option to tax guidance
- Partial exemption calculations
- Making Tax Digital compliance
Portfolio Growth & Strategy
- Cash flow forecasting for acquisitions
- Finance structuring advice
- Exit and succession planning
"Thinking About Property Taxes?" – Let Co-gency Handle Them
Property tax rules can be complex. Our proactive approach ensures:
Accurate rental & CGT reporting (avoiding penalties)
Maximised deductions & reliefs
Year-round portfolio advice
Why Choose Co-gency Chartered Accountants?
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Property-Focused – We understand landlords, developers & portfolio structuring
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Fixed Fees – No hourly billing surprises
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Tech-Enabled – Cloud accounting with real-time property reporting
What Our Customers Say
FAQs
Property Accounting FAQs
It depends on your income level, long-term goals, and financing structure.
We assess your situation and model both options to determine the most tax-efficient approach.
Allowable expenses can include repairs, management fees, insurance, and certain finance costs.
We ensure expenses are correctly categorised to maximise deductions and remain compliant.
VAT rules differ for new builds, conversions, and commercial properties.
We advise on registration, zero-rating, and reclaiming VAT appropriately.
Fees vary depending on portfolio size and services required.
Book a free call
for a clear fixed-fee quote.
Is your Business Structured Tax Efficiently? Most owners think it is — until they take this quiz.
It takes 5 minutes. It could save you thousands.
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